OZFINIQ
Independent Novated Lease Broker
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Novated Lease Quote

Prepared for: [Customer name]
Vehicle:
Term:
Estimated repayment, incl. GST

Vehicle & On-Road Pricing

Lease Finance

This quote is an estimate for general information only and does not constitute financial, tax or credit advice. On-road costs (stamp duty, registration/CTP) are indicative state estimates and will vary by vehicle. Interest rate and fees shown are as entered into the calculator — your actual lender, rate and fees will be confirmed before you sign anything. Speak with a broker before making a decision.

The lease

The novated lease, assembled

On-road pricing, then the finance itself — term, residual, rate, fees — down to the actual repayment.

Estimated stamp duty $0
Est. rego & CTP (first year) $0
On-road costs, total $0
Vehicle cost (ex on-roads) $0
— GST included $0
— GST credit claimable (capped) $0
Vehicle cost, ex-GST $0
Amount financed (on-road price less GST) $0

This amount financed carries through automatically to the lease below — no need to copy it across. GST claim is capped at 1/11th of the ATO car limit ($69,883 for 2026–27); that's what's actually deducted from the drive-away price. LCT (33% on the GST-exclusive amount over the threshold) is already priced into a new car's drive-away figure — shown here for visibility, not as an extra cost.

Drive-away price, GST-inclusive $0
— GST credit claimed $0
Amount financed, ex-GST $0
Brokerage + origination fees (ex-GST) $0
Total amount financed $0

Repayment, ex-GST $0
— GST on the repayment $0
Repayment, incl. GST — weekly $0
Novated lease repayment
$0/wk
Finance repayment, ex-GST
GST $0/wk
Repayment, incl. GST $0/wk
vs
Straight personal loan
$0/wk
Same amount, term and rate, but fully amortised — no residual balloon

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Our quote (repayment, incl. GST) $0/wk
Difference $0/wk

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